O.C. surfers collect West Coast titles at Oceanside

  • San Clemente’s Nico Coli powers his way to the Western Surfing Association’s West Coast title in the Boys Under 14 division. He also was a finalist in the SSS State Middle School Championships a day earlier.

    San Clemente’s Nico Coli powers his way to the Western Surfing Association’s West Coast title in the Boys Under 14 division. He also was a finalist in the SSS State Middle School Championships a day earlier.

  • George Williams of Laguna Beach shows his winning form May 14 at the Western Surfing Association’s 2017 West Coast Championships tournament at Oceanside. He won the Boys Under 16 division, althought the West Coast title went to Mick Davey of La Jollas on cumulative season points.

    George Williams of Laguna Beach shows his winning form May 14 at the Western Surfing Association’s 2017 West Coast Championships tournament at Oceanside. He won the Boys Under 16 division, althought the West Coast title went to Mick Davey of La Jollas on cumulative season points.

  • Liam Murray of San Clemente bashes a section en route to victory in the Boys Under 18 division at the WSA West Coast Surfing Championshiips on May 14 at Oceanside. San Clemente’s Reef Tsutsui placed third and clinched the season title on cumulative points.

    Liam Murray of San Clemente bashes a section en route to victory in the Boys Under 18 division at the WSA West Coast Surfing Championshiips on May 14 at Oceanside. San Clemente’s Reef Tsutsui placed third and clinched the season title on cumulative points.

  • Dana Point’s Bella Kenworthy was a two-division finalist at the Western Surfing Association’s 2017 West Coast Championships.

    Dana Point’s Bella Kenworthy was a two-division finalist at the Western Surfing Association’s 2017 West Coast Championships.

  • While spectators keep an eye on the surfing action at the 2017 Western Surfing Association West Coast Championships, some gymnastics training is going on in the background.

    While spectators keep an eye on the surfing action at the 2017 Western Surfing Association West Coast Championships, some gymnastics training is going on in the background.

  • Namor Cayres, a Brazilian surfer now residing in San Clemente, took first place in the Open Men’s shortboard division at the 2017 Western Surfing Association West Coast Championships tournament.

    Namor Cayres, a Brazilian surfer now residing in San Clemente, took first place in the Open Men’s shortboard division at the 2017 Western Surfing Association West Coast Championships tournament.

  • Kai McPhillips of San Clemente is the Scholastic Surf Series’ California state middle school longboard champion. He also was a finalist in shortboarding.

    Kai McPhillips of San Clemente is the Scholastic Surf Series’ California state middle school longboard champion. He also was a finalist in shortboarding.

  • Callan Emery of Laguna Niguel won his division on May 14 at the Western Surfing Association’s West Coast Championships tournament held at Oceanside. Lucas Owston of Oceanside was the West Coast champion based on total season points.

    Callan Emery of Laguna Niguel won his division on May 14 at the Western Surfing Association’s West Coast Championships tournament held at Oceanside. Lucas Owston of Oceanside was the West Coast champion based on total season points.

  • Reef Tsutsui of San Clemente captured the Western Surfing Association’s season title for Boys Under 18, clinching it with a third-place showing at the championship event of the season.

    Reef Tsutsui of San Clemente captured the Western Surfing Association’s season title for Boys Under 18, clinching it with a third-place showing at the championship event of the season.

  • Two spectators watching the finals of the WSA West Coast Surfing Championships from Oceanside Harbor’s South Jetty took time out to take a selfie.

    Two spectators watching the finals of the WSA West Coast Surfing Championships from Oceanside Harbor’s South Jetty took time out to take a selfie.

  • Petey Romaniuk of Huntington Beach is Western Surfing Association’s West Coast Champion for Boys Under 10.

    Petey Romaniuk of Huntington Beach is Western Surfing Association’s West Coast Champion for Boys Under 10.

  • With a third-place showing at the Western Surfing Association’s 2017 West Coast Surfing Championships tournament at Oceanside, Pedro Todaro of San Clemente clinched the season title in Open Men’s shortboarding.

    With a third-place showing at the Western Surfing Association’s 2017 West Coast Surfing Championships tournament at Oceanside, Pedro Todaro of San Clemente clinched the season title in Open Men’s shortboarding.

  • Kristina Hehl of Huntington Beach goes vert during the Girls Under 18 championship final at the WSA West Coastg Surfing Championships.

    Kristina Hehl of Huntington Beach goes vert during the Girls Under 18 championship final at the WSA West Coastg Surfing Championships.

  • Laguna Beach surfers George Williams and Travis Booth, pictured here, placed 1-2 at the Western Surfing Association’s 2017 West Coast Championships tournament in the Boys Under 16 division.

    Laguna Beach surfers George Williams and Travis Booth, pictured here, placed 1-2 at the Western Surfing Association’s 2017 West Coast Championships tournament in the Boys Under 16 division.

  • San Clemente’s Jeff Jessee won the Open Men’s shortboard division at the 2017 Western Surfing Association West Coast Championships tournament.

    San Clemente’s Jeff Jessee won the Open Men’s shortboard division at the 2017 Western Surfing Association West Coast Championships tournament.

  • Jake Levine of Laguna Beach blasts off the top during Boys Under 18 final at the WSA West Coast Surfing Championships. He placed second in his division.

    Jake Levine of Laguna Beach blasts off the top during Boys Under 18 final at the WSA West Coast Surfing Championships. He placed second in his division.

  • Meet the Shorecliffs Middle School surf team, which brought home the 2017 Scholastic Surf Series California state middle school surfing title to San Clemente.

    Meet the Shorecliffs Middle School surf team, which brought home the 2017 Scholastic Surf Series California state middle school surfing title to San Clemente.

  • Hagan Johnson was one of three Shorecliffs Middle School surfers in the SSS state middle school shortboard final, with teammates Nico Coli and Kai McPhillips.

    Hagan Johnson was one of three Shorecliffs Middle School surfers in the SSS state middle school shortboard final, with teammates Nico Coli and Kai McPhillips.

  • Tess Booth of Thurston Middle School in Laguna Beach won a girls’ title at the Scholastic Surf Series’ California state middle school surfing championships.

    Tess Booth of Thurston Middle School in Laguna Beach won a girls’ title at the Scholastic Surf Series’ California state middle school surfing championships.

  • Luke Blackwill of San Clemente is the Scholastic Surf Series’ California state middle school bodyboard champion.

    Luke Blackwill of San Clemente is the Scholastic Surf Series’ California state middle school bodyboard champion.

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With San Clemente surfers leading the way, Orange County produced champions in 13 of 25 divisions Sunday, May 14, at the West Coast Surfing Championships in Oceanside.

Petey Romaniuk of Huntington Beach won Western Surfing Association titles in two divisions, as did Pedro Todaro, a San Clemente surfer originally from Brazil.

Other West Coast titles went to San Clemente’s Reef Tsutsui, Nico Coli, Jeff Jessee, Chad Clifton, Ezra McPhillips, Tommy Coleman, Hana Catsimanes and to Lance Albright of Huntington Beach and Jeff Munson of Corona del Mar.

The two-day tournament benefited from consistent waist- to head-high waves. Season titles were based on points earned in monthly contests held since August, plus the championship event.

In the two-day contest itself, Orange County produced first-place winners in 14 of 25 divisions: Mark Austin of Orange, George Williams of Laguna Beach, Callan Emery of Laguna Niguel, Albright of Huntington Beach, Munson of Corona del Mar and San Clemente’s Coli, Jessee, Clifton, McPhillips, Todaro, Namor Cayres, Liam Murray, Kai Finn and Tommy Coleman.

Top-rated performers will earn invitations to the Surfing America USA Championships from June13-17 at Oceanside and June 19-22 at Lower Trestles, south of San Clemente.

On day one of the tournament, the Scholastic Surfing Series completed its own state championships on the same beach, with Shorecliffs Middle School of San Clemente taking the title. As that contest concluded at 11 a.m., the two-day WSA championships began.

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Who's stalking: what to know about mobile spyware

Do you think an abusive partner or ex is monitoring you through your phone? They might be using stalking apps (spyware) that secretly track your devices. Here’s information about what stalking apps are, how to tell if they’re on your device, and what to do if they are.

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Latest Crime Statistics Released

The Crime in the United States, 2015 report reveals an increase in violent crime and a decrease in property crime when compared to 2014 data.Read more about Latest Crime Statistics Released This post was publicly shared via Stories’s RSS Feed. Articles that appear on Shred Bull are not owned by Shred Bull. Please refer to the link in this footer to see the article in its original form.

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Twitter Link

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Flickr link

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Orange County Links

Irvine, California 92602
Irvine, California 92603
Irvine, California 92604
Irvine, California 92606
Laguna Beach, California 92607
Laguna Niguel, California 92607
El Toro, California 92609
Lake Forest, California 92609
El Toro, California 92610
Foothill Ranch, California 92610
Irvine, California 92612
Irvine, California 92614
Irvine, California 92616
Irvine, California 92618
Irvine, California 92619
Irvine, California 92620
Irvine, California 92623
Capistrano Beach, California 92624
Dana Point, California 92624
Corona Del Mar, California 92625
Costa Mesa, California 92626
Costa Mesa, California 92627
Costa Mesa, California 92628
Monarch Bay, California 92629
Monarch Beach, California 92629
Dana Point, California 92629
El Toro, California 92630
Lake Forest, California 92630
Laguna Hills, California 92637
East Irvine, California 92650
Irvine, California 92650
Laguna Beach, California 92651
Laguna Beach, California 92652
Laguna Woods, California 92653
Aliso Viejo, California 92653
Laguna Beach, California 92653
Laguna Hills, California 92653
Laguna Woods, California 92654
Laguna Beach, California 92654
Laguna Hills, California 92654
Midway City, California 92655
Aliso Viejo, California 92656
Laguna Beach, California 92656
Laguna Hills, California 92656
Newport Coast, California 92657
Newport Beach, California 92657
Newport Beach, California 92658
Newport Beach, California 92659
Newport Beach, California 92660
Newport Beach, California 92661
Newport Beach, California 92662
Newport Beach, California 92663
San Clemente, California 92672
San Clemente, California 92673
San Clemente, California 92674
Mission Viejo, California 92675
San Juan Capistrano, California 92675
Silverado, California 92676
Laguna Beach, California 92677
Laguna Niguel, California 92677
Trabuco, California 92678
Coto De Caza, California 92679
Dove Canyon, California 92679
Portola Hills, California 92679
Robinson Ranch, California 92679
Trabuco Cyn, California 92679
Trabuco, California 92679
Rancho Santa Margarita, California 92688
Mission Viejo, California 92690
San Juan Capistrano, California 92690
Mission Viejo, California 92691
San Juan Capistrano, California 92691
Mission Viejo, California 92692
San Juan Capistrano, California 92692
San Juan Capistrano, California 92693
Ladera Ranch, California 92694
Mission Viejo, California 92694
Santa Ana, California 92701
Santa Ana, California 92702
Santa Ana, California 92703
Santa Ana, California 92704
Cowan Heights, California 92705
Santa Ana, California 92705
Santa Ana, California 92706
Santa Ana, California 92707
Santa Ana, California 92708
Santa Ana, California 92711
Santa Ana, California 92712
Santa Ana, California 92728
Santa Ana, California 92735
Tustin, California 92780
Tustin, California 92781
Tustin, California 92782
Santa Ana, California 92799

Certificate of Destruction

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Deeper Dive: Plan for Regulatory Scrutiny in Financial Services Data Security Incidents

industryFinancial services industry companies were involved in 18% of the over 300 data security incidents we helped manage in 2015, and reported in our 2016 BakerHostetler Data Security Incident Response Report (the “Report”). After healthcare, the financial services industry was the second most affected industry according to the data we reported.

It is not surprising that cyber criminals target financial services companies. They do so for the same reason that Willie Sutton robbed banks – the financial services industry is where the money is.  But financial services companies should not be just looking at outside threats as they assess their risk profile.  The majority of incidents we reported – nearly a third – were caused by employee negligence or malfeasance, with hacking and malware a close second.

The Report also reveals an uptick in regulatory scrutiny of incidents involving financial services companies. In nearly all of the reported incidents requiring regulator notification, state regulators made further inquiries.  We also saw an increase in investigations into incidents by regulators, including regulators who have only in recent years become active in cyber security enforcement, such as the Security and Exchange Commission (“SEC”), National Credit Union Administration (NCUA), Financial Crimes Enforcement Network (FinCen), Financial Industry Regulatory Authority (FINRA). In some instances we are seeing detailed scrutiny by financial services regulators of incident involving small numbers of customers – approximately 500 or less – as regulators appear to be using incident investigations and a basis for developing a deeper understanding of the cyber-security practices of financial services companies.

The increased regulatory scrutiny of the financial services industry data shown by the report is not surprising in light of the significant pronouncements we have seen on cyber security from financial services regulators in 2015. For example, FINRA and the New York Department of Financial Services (NYDFS) each issued guidance to financial institutions for the protection of sensitive customer data. The Federal Financial Institutions Examination Council (FFIEC) also created a Cybersecurity Assessment Tool to help institutions identify their risks and determine their cybersecurity preparedness.  All three regulators have encouraged financial service organizations to have specific plans in place to prepare for a data security incident.

The 2015 FINRA Report on Cybersecurity Practices is representative of pronouncements we are seeing from many financial services regulators on cybersecurity.  It encourages financial organizations to implement the following best practices:

  1. Create frameworks that involve senior management, incorporate the organization’s risk tolerance, and allow for risk assessments that help improve the framework over time.
  2. Identify the sources of potential cybersecurity threats and prioritize the areas in most need of improvement given the organization’s risk tolerance.
  3. Take specific actions to protect software and hardware that contain data, especially data subject to cybersecurity threats.
  4. Implement procedures for responding to cybersecurity incidents and define roles for individuals in charge of incident response.
  5. Take a risk-based approach to selecting, engaging, and monitoring third party service providers.
  6. Provide employees and other authorized users of the organization’s systems with training appropriate to their specific responsibilities and the types of data they may access.
  7. Create and deploy an effective cyber intelligence program using all resources available to the organization.
  8. Periodically review the adequacy of an organization’s cybersecurity coverage to determine if the policy aligns with threats identified by the organization’s risk assessment(s) and ability to bear losses. Organizations that do not have cyber insurance should evaluate the cyber insurance market to determine if coverage is available that would enhance the organization’s ability to manage the financial impact of a cybersecurity event.

On the enforcement side, in September 2015, the SEC reached a settlement with a St. Louis-based investment adviser on charges that it failed to establish required cybersecurity policies and procedures in advance of a breach affecting the personally identifiable information (“PII”) of 100,000 individuals. Notably, there was no evidence of any harm to clients as a result of the hack. Despite the lack of harm, the SEC announced its intention to enforce the Safeguards Rule “even when there is no apparent financial harm to clients.” It also cautioned financial firms to adopt written policies to protect customers’ private information and to “anticipate potential cybersecurity events and have clear procedures in place rather than waiting to react once a breach occurs.”

Given the increased regulatory scrutiny facing financial services organizations, in preparing for the impact of a data security incident, organizations should consider the likelihood that a regulatory investigation will follow. Organizations would be wise to consider purchasing cyber-insurance or reevaluate existing policies to ensure that regulatory investigations are covered.

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Before you get on the brain train…

What if you could substantially improve your school grades, standardized test scores, athletic performance, and future earning abilities? You might be interested, right?

That’s just what ads from LearningRx Franchise Corporation, the company that runs a network of more than 80 learning centers, promised its “brain training” programs could do. Some ads went further, claiming the programs are clinically proven to help permanently overcome the symptoms of ADHD, autism, age-related cognitive decline, Alzheimer’s disease, strokes, and traumatic brain injuries. Customers often spent thousands of dollars for the company’s programs, which could take months to complete.

But before you get on the brain train, know this: These claims are unproven, according to an FTC complaint. Learning Rx has agreed to settle the FTC’s charges.

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Lee’s Summit Woman Indicted for Additional Embezzlement Schemes, Identity Theft

— Kansas CityRead more about Lee’s Summit Woman Indicted for Additional Embezzlement Schemes, Identity Theft This post was publicly shared via Identity Theft’s RSS Feed. Articles that appear on Shred Bull are not owned by Shred Bull. Please refer to the link in this footer to see the article in its original form.

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